I’m sitting here watching Suzy Orman and a 10 y/o kid calls in to see if she can afford to buy a $169 violin. At 10, she has $8,900 in savings and $110,000 in her 529 plan. I’m super impressed. Instead of buying $200 sneakers for kids, $500 Xbox machines and $400 cell phones, we should be saving that money to give them a better outlook. I see this with a lot of my clients’ kids. We have to do better!